Friends — The One Where Joey Loses his Health Insurance

 

Joey loses his health insurance from SAG because he hasn’t been working enough jobs. He laments to Chandler that he now has to be more careful until he gets enough interviews to qualify again. The next day Joey gets a hernia, but won’t go to the hospital because he can’t afford. He tries to do a few different auditions with the hernia, but none of them really work in his favor.

The Simpsons — King-Size Homer

In this episode, at work Homer is required to participate in an exercise class. He learns that if he is considered disabled that he will not have to participate in the class.┬áHe looks up ways to be considered disabled and finds that being over 300 lbs. makes him disabled. He’s now incentivized to become obese and not have to participate in the class when most people try to avoid becoming overweight.

Thanks to Brooke Bauman for the clip!

Spongebob Squarpants — Obesity

It takes Squidward some time to try a Krabby Patty, but once he does he finds out that he loves them. He gets so addicted that he eventually locks himself away and starts overeating. He can’t control himself, and once Spongebob comes knocking, it’s too late. The Krabby Patties have gone to Squidward’s thighs and then he blows up.

Thanks to Savannah Barry for the clip recommendation!

Always Sunny — Smoking in the Mailroom

Charlie decides to start smoking in the mailroom because it’s a stressful job and the cigarettes help him calm down. He rationalizes it that it’s okay to do something so risky because he has health insurance. In economic terms, health insurance creates a moral hazard because Charlie is only smoking because he knows he has insurance and he wouldn’t be as risky without it.

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