Jakes owes everyone on the squad a lot of money and he starts by paying back Terry. Initially, Jake tries to buy something from a vending machine by giving it a $2.50 coupon because he believes that’s worth what’s printed on the money. When he tries to borrow money from Terry, the Sergeant decides to cut him off because he’s borrowed too much money. Based on the interactions of the squad and Jake, he has a fairly high leverage ratio. When Jake decides to start pay back Terry, he starts by emptying his bank account since that’s the most liquid of his assets.